Understand your money,
effortlessly.
Penny - AI Money Manager helps you log, organise, and understand your finances — with AI-powered insights, receipt scanning, and hands-free voice transactions.
Everything you need to stay on top of spending
Powerful tools for everyday budgeting — plus AI features when you want more.
Interactive Dashboard
Category pie charts, monthly trends, and weekly breakdowns. See your net balance, income, and expenses at a glance.
Manual Transactions
Log expenses and income with categories, notes, and dates. Supports 6 currencies: $, AED, €, £, ¥, ₹.
Budgets & Categories
Create custom categories and set monthly budgets with real-time compliance alerts.
Secure by Design
Data is encrypted at rest on your device. Optional Face ID / Touch ID keeps your finances private.
Receipt Scanning
Point your camera at a receipt — AI extracts the merchant, amount, date, and category automatically.
Voice Transactions & Siri
Just speak to log an expense hands-free — or add one with "Hey Siri," even without opening the app.
AI Chat Assistant
Ask "How much did I spend on dining this month?" and get instant answers powered by AI.
Monthly AI Insights
Anomaly detection, budget compliance, cash-flow tracking, savings tips, and a 3-month spending forecast.
Cloud Sync & Export
Back up your data, export to CSV, and sync seamlessly across all your devices.
Simple, transparent pricing
Start free. Upgrade to Premium whenever you're ready.